What fees the cards have

The cost of using a card has several parts. Exact values per product are always shown in the app before issuance and on the fees page.

• Card issuance — a one-time cost, depends on the product.
• Balance top-up — fee-free in USDT via TRC-20.
• Per-transaction fee and currency conversion (FX) — for payments in a foreign currency.

The internal balance is kept in 1USDT (pegged 1:1 to the dollar). Exact numbers are in the app and on the fees page.